01
Deed + survey uploaded
Every property enters with title deed, survey plan and developer bond.
Live markets · Nigeria · UK · West Africa
Own real estate
by the token.
Trade it like stocks.
ISTRUCTURE fractionalizes verified Nigerian rental property into tradeable tokens. Buy from $100, earn monthly USD yield, and exit anytime on our live order book no lawyers, no queues.
New to this? Read our guide: What is tokenized real estate?
$100
Minimum ticket
8–14%
Target yield
24/7
Live order book
4 rails
Payment options
🇳🇬 Lagos · Lekki Phase 2 · +2.4% 🏙️ Abuja · Maitama · +1.1% 🌊 Port Harcourt · GRA · +3.6% 💠 USDC settlement enabled 📈 24h volume · 12,480 tokens 🎁 Refer & earn 20% of platform fees 🇳🇬 Lagos · Lekki Phase 2 · +2.4% 🏙️ Abuja · Maitama · +1.1% 🌊 Port Harcourt · GRA · +3.6% 💠 USDC settlement enabled 📈 24h volume · 12,480 tokens 🎁 Refer & earn 20% of platform fees 🇳🇬 Lagos · Lekki Phase 2 · +2.4% 🏙️ Abuja · Maitama · +1.1% 🌊 Port Harcourt · GRA · +3.6% 💠 USDC settlement enabled 📈 24h volume · 12,480 tokens 🎁 Refer & earn 20% of platform fees
Live markets · 72h
Trade verified property tokens in real time.
Every listing is a live orderbook. Buy at the best ask, sell to the top bid, or set a limit — settlements are marked-to-market on every fill.
Yield calculator
See what $1,000 could earn.
Move the sliders. These are illustrative projections based on target yields and historical Lagos appreciation — not a guarantee.
$1,000
11% / yr
6% / yr
5 years
Monthly rental income
$9
Projected end value
$1,338
Rental over 5y
$550
Appreciation over 5y
$338
Total projected ROI
89%
Illustrative only. Rental yields are targets set per property; actual distributions depend on occupancy and expenses. Property values may fall as well as rise.
How it works
Four steps from your phone to a share of a Lagos townhouse.
01
Fund your wallet
Wire in USD/NGN/GBP/EUR, tap Stripe or Paystack, or send USDC on-chain funds settle in your ISTRUCTURE balance.
02
Pick a property
Every listing is title-verified, escrow-secured, and priced per token. Fractional stakes start at $100.
03
Earn or trade
Collect monthly rental yield in USD, or trade your tokens 24/7 on the live secondary market.
04
Withdraw anytime
Cash out to any of the four rails. Convert between USD, NGN, GBP, EUR at live FX with a one-tap hedge.
Inside the app
A full trading terminal, tuned for real estate.
Available on iOS, Android and the web. Face ID / biometric unlock, push alerts, and instant swap between fiat rails.
🏠
Portfolio
Your holdings, cost basis, unrealized P&L and monthly distributions — in the currency of your choice.
📈
Live markets
Real-time price ticks, 72h volume, sparklines and depth for every property.
⇄
Trading desk
Limit & market orders, resting book, cancel any time. 0.5% maker · 1% taker.
💱
FX & hedging
Auto-refresh USD/NGN/GBP/EUR rates. One-tap NDF cover on your NGN exposure.
🔔
Price alerts
Threshold and % alerts pushed to your phone via native notifications.
🎁
Refer & earn
Share your link, keep 20% of every platform fee your referrals ever generate.
The trust layer
Only titles that pass 4 gates ever list on ISTRUCTURE.
70% of Nigerian land has no formal title. We built AI + human legal verification and title insurance so diaspora capital can invest without the fear of double-selling or disputed deeds.
AI cross-referenceAttorney signedEscrow securedTitle insuredBlockchain anchored
02
AI cross-reference
We query CAC registry, state land records, court filings and satellite land-use.
03
Attorney sign-off
Every report is signed by a licensed Nigerian property attorney.
04
Title insurance
Verified titles are underwritten a ISTRUCTURE-first for West Africa.
Payment rails
Fund in your currency. Withdraw in theirs.
Bank wire
GlobalUSD, GBP, EUR, NGN. Escrow account, reference-coded reconciliation.
Stripe (card)
CardsDebit & credit from 46 countries. Instant funding.
Paystack
AfricaAfrican cards, bank transfer and mobile money NGN, GHS, KES, ZAR.
USDC on-chain
Web3Send USDC on Base or Polygon. Deterministic memo tracking, minutes to confirm.
Refer & earn · Growth loop
Keep 20% of every fee
you introduce\u00a0 for life.
Share your link, invite a friend, and every time they trade or pledge, 20% of the platform fee accrues to your ISTRUCTURE balance. No caps. No expiry.
Claim your referral linkInvited142 investors
Traded$1.24M notional
Fees generated$18,600
Your lifetime cut · 20%$3,720
istructure.app/?ref=YOU
The opportunity
Sitting on the continent's three largest capital flows.
$20B+
Annual diaspora remittances into Nigeria
$180B
Nigerian real estate sector
28M
Housing units of formal deficit
24 hrs
AI title verification turnaround
On your phone
Trade tokens from anywhere. Face ID in.
The ISTRUCTURE app puts your live portfolio, monthly distributions and the 24/7 order book one tap away. Biometric login, push alerts when trades fill, and camera-based KYC in under a minute.
iOS & Android launching alongside the public web release. Join the waitlist to get an invite the day we ship.
- Face ID / fingerprintSign in with a glance.
- Push alertsTrades filled, distributions paid.
- Camera KYC60-second onboarding.
- Offline portfolioRead your holdings on the go.
Pricing FAQ
Start from $100. No surprises.
Everything you need to know about the minimum buy, fees, currencies, and how ownership works.
What's the minimum amount I can invest?
The minimum buy is $100. That's the smallest ticket for any property on ISTRUCTURE — enough to own a real, verified fraction and start earning monthly USD rent from day one after settlement.
Why $100?
$100 is the sweet spot between meaningful ownership and true accessibility. It keeps the platform open to everyday investors across the diaspora while still funding institutional-grade properties. There's no upper cap — buy more tokens whenever you like.
Are there any fees on top of the $100?
You pay $100 for $100 of tokens — the price you see is the price you get. A small transaction fee (typically 0.5–1.5%, shown before you confirm) covers card, wire, Paystack, or USDC settlement. No hidden management fee is skimmed from your rent.
What do I actually own for $100?
Tokens representing a fractional beneficial interest in a specific SPV that holds the underlying property title. Each token entitles you to a pro-rata share of monthly rental income and any capital appreciation on resale.
In what currency do I pay and get paid?
You can fund in USD, NGN, GBP, EUR, or USDC via card, wire, Paystack, or crypto rails. Rental income is paid in USD by default and auto-converts to your preferred currency on withdrawal.
Can I sell before the property is sold?
Yes. Every token trades 24/7 on the ISTRUCTURE secondary market. You set your price, other investors bid, and settlement is instant once matched — no lockup required.
Is the $100 minimum guaranteed to stay the same?
$100 is our standing minimum for new offerings. Individual promotions or waitlist perks may unlock a lower entry, and specific institutional deals may set a higher one — the minimum is always displayed on the property page before you commit.
$100 minimum on every propertyNo management fee on rentSell anytime on the secondary market
FAQ
ISTRUCTURE FAQ — buying, monthly yield, exiting on the order book
Buying, yield, and exiting\u00a0 answered.
The questions we hear most from new investors. Still curious? Ping us in the app or on the waitlist form.
Buying
How do I buy tokens on ISTRUCTURE?
Pick a property, choose how many tokens you want (from $100), and pay with card, wire, Paystack, or USDC. Once settlement clears, tokens land in your wallet and you start earning rent from the next distribution.
Do I need to be Nigerian to invest?
No. ISTRUCTURE is built for the diaspora and global investors. Complete a short KYC (ID + selfie), and you can buy from anywhere we're licensed to serve — pay in USD, NGN, GBP, EUR, or USDC.
What am I actually buying?
Each token is a fractional beneficial interest in the SPV that holds the property's title. You own a share of the rental income and any appreciation on resale — recorded on-chain and enforceable off-chain.
Monthly yield
How is monthly yield paid?
Rent is collected by the SPV, converted to USD, and distributed pro-rata to token holders on the 5th of every month. Payouts land in your ISTRUCTURE wallet — withdraw to bank or crypto, or reinvest with one tap.
Is the yield guaranteed?
No — target yields (typically 8–14% APY) are projections based on signed leases and occupancy assumptions. Actual distributions depend on real occupancy, maintenance, and FX. Every property page shows the target and the historical variance.
What happens if a tenant misses rent?
The SPV maintains a reserve fund (typically 1–2 months of rent) to smooth distributions. If a property is materially underperforming, we disclose it on the property page and adjust the next distribution transparently.
Exiting
Can I sell my tokens anytime?
Yes. Every token trades 24/7 on the ISTRUCTURE order book. Set your ask, and once a buyer matches, settlement is instant — funds hit your wallet the same second. No lockup, no waiting period.
What price will I get when I sell?
Whatever the market pays. You can place a limit order at your target price or hit the best bid for an instant fill. Live bid/ask, depth, and 24h volume are shown on every property page so you can price with confidence.
What if no one wants to buy my tokens?
For liquid properties, market makers stand ready to bid within a spread. For thinner books, you may need to widen your price or wait. You can also hold to the full property exit event, where the SPV sells the asset and distributes proceeds pro-rata.
Founding-investor allocation
Reserve your seat before public launch.
We're onboarding 200 founding investors at $5,000 average ticket ahead of the public launch. First 50 get lifetime zero-fee trading and a bonus 5% token grant on their first pledge.
- Priority allocation on new listings
- Zero platform fees for 12 months
- Founding-investor badge on your profile
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